---

Pensions Bill

I speak to these amendments and the series of amendments the noble Baroness is moving about the objectives of the delivery authority. These are probably unnecessarily detailed. I am not sure, operationally, what guidance in practice the delivery authority is meant to deduce from them. I am not sure how they are meant to work. It is not appropriate to include them in the Bill. I say to the noble Baroness, Lady Noakes, that the main reason that stakeholders did not work and did not minimise burdens on employers was that they were much too costly. They were not an attractive option, which is why levelling down does not apply,as we discussed. In general, I do not considerthat, operationally, these amendments take us much further forward. I should have thought that what the Minister said about the undertakings he is giving and the discussions in both this and the other place would be sufficient.