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Banking Bill

I hear what the Minister says about using the power. The power is restricted; it is not really about whether or not pensions cause a problem—that might have been a red herring that the Minister introduced. The power can be used only if the holding company needs to be taken into public ownership for the purposes of conditions A and B in Clause 9. It is not actually about continuity obligations at all; it is only about financial stability. I am still mystified about why other directors of banks within the group have to be affected by the Clause 20 powers. There is no suggestion that any other bank in the group has a financial impact of that sort, otherwise it would have been sucked into the powers in Clauses 7 to 9. I still do not understand why the good bank in the group is tainted by the bad bank. Will the Minister explain that?