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Banking Bill

It is perhaps appropriate that I thank the Minister at this stage, after what has been an extraordinary time—and we have an extraordinary time to go on the Bill yet—for his courtesy throughout the debate. It has been noticeable that my noble friend Lord Saatchi has maintained that courtesy, as have my noble friends. I was glad that my noble friend Lady Noakes was able to intervene so rapidly to respond to an unjustified attack by the noble Lord, Lord Oakeshott. It is difficult for me to find the words, because I was appalled at the manner in which he addressed his opening remarks about a declaration of interest. It is not something that I thought would happen. Of course, it is our normal custom to ascertain accuracy before one makes allegations against a Member of this House. It is not something that I take lightly.