Debate on bill on Wednesday, 18 January 2006, in the House of Lords.

Consumer Credit Bill

Consumer Credit Bill. Lords report stage (HL Bill 64 2005-06)

Secondary information

Type: Parliamentary proceeding
Reference: 677 c718-60
Session: 2005-06
Department: Department of Trade and Industry
Legislative stage: Report stage
Procedure: New clauses
Chamber / Committee: House of Lords chamber
Related items: Consumer Credit Bill. As amended in Grand Committee (HL).
Wednesday, 16 November 2005
Bills
House of Lords
Proceeding contributions: Lord Sainsbury of Turville | 677 c718-9 (Link to this contribution) moved Amendment No. 1:"Page 6, line 9, leave out ““his”” and insert ““the debtor’s””" The noble Lor...; Baroness Miller of Hendon | 677 c719 (Link to this contribution) My Lords, we certainly agree with that suggestion.; Lord Beaumont of Whitley | 677 c721 (Link to this contribution) My Lords, I must apologise for coming in so late on this Bill. My only excuse is that, as my party’s...; Lord Razzall | 677 c721 (Link to this contribution) My Lords, as the Minister will be aware, we had extensive discussions on this and a number of relate...; Baroness Miller of Hendon | 677 c719-21 (Link to this contribution) moved Amendment No. 2:"Page 14, line 16, at end insert—" ““( ) Regulations may make provision ...; Lord Razzall | 677 c719 (Link to this contribution) My Lords, I obviously agree, as my name appears next to the noble Lord’s. On Question, amendment ag...; Baroness Miller of Hendon | 677 c728 (Link to this contribution) My Lords, I thank the Minister for his very detailed reply to my amendments. In particular, I thank ...; Lord Sainsbury of Turville | 677 c724-8 (Link to this contribution) My Lords, the noble Baroness, Lady Miller, has tabled three amendments, Amendments Nos. 2 to 4, on t...; Lord Freeman | 677 c723-4 (Link to this contribution) My Lords, like the noble Lord, Lord Borrie, I also regret not having been present in Grand Committee...; Lord Borrie | 677 c721-3 (Link to this contribution) My Lords, I regret that I was unable to attend Committee and therefore have not been able to speak o...; Lord De Mauley | 677 c754 (Link to this contribution) moved Amendment No. 12:"Page 37, line 36, after ““unless”” insert—" ““(a) the change in circumst...; Lord De Mauley | 677 c754 (Link to this contribution) My Lords, I thank my noble friend Lord Freeman for his support and the Minister for his response. I ...; Lord Sainsbury of Turville | 677 c752-4 (Link to this contribution) My Lords, Clause 42 requires the OFT to publish guidance on how it proposes to exercise its powers t...; Lord Freeman | 677 c752 (Link to this contribution) My Lords, what the noble Lord, Lord Borrie, has just said sounds plausible, and I am sure that it wo...; Lord Borrie | 677 c751-2 (Link to this contribution) My Lords, the noble Lord is right to withdraw the second part of the amendment because it is unneces...; Lord De Mauley | 677 c751 (Link to this contribution) moved Amendment No. 11:"After Clause 42, insert the following new clause—" ““OFT GUIDANCE (1) ...; Lord De Mauley | 677 c751 (Link to this contribution) My Lords, I thank the Minister for his response. I do not agree with all that he said; indeed, I rec...; Lord McKenzie of Luton | 677 c749-51 (Link to this contribution) My Lords, Clause 38 enables the OFT to interpose intermediate sanctions on licensees. These sanction...; Lord De Mauley | 677 c747-9 (Link to this contribution) moved Amendment No. 10:"Page 32, leave out lines 12 to 19 and insert—" ““( ) This section appl...; Lord Sainsbury of Turville | 677 c746-7 (Link to this contribution) My Lords, the general principles for the way in which the OFT carries out its regulatory enforcement...; Lord De Mauley | 677 c760 (Link to this contribution) My Lords, I thank the Minister for his response and I am grateful to him for his comments, which I w...; Lord McKenzie of Luton | 677 c759-60 (Link to this contribution) My Lords, before I respond, on behalf of my noble friend Lord Sainsbury, I offer his apologies to th...; Lord McKenzie of Luton | 677 c757 (Link to this contribution) My Lords, the noble Baroness has raised an issue that is still important. As she acknowledged, we ha...; Baroness Miller of Hendon | 677 c755-7 (Link to this contribution) moved Amendment No. 14:"After Clause 61, insert the following new clause—" ““EXTRA-TERRITORIAL ...; Lord De Mauley | 677 c757-9 (Link to this contribution) moved Amendment No. 15:"Before Clause 62, insert the following new clause—" ““DATA SHARING (1) ...; Baroness Miller of Hendon | 677 c757 (Link to this contribution) My Lords, I thank the Minister and I beg leave to withdraw the amendment. Amendment, by leave, with...; Lord Sainsbury of Turville | 677 c754-5 (Link to this contribution) My Lords, I am slightly unexcited about this because according to my notes the amendment still ends ...; Lord McKenzie of Luton | 677 c755 (Link to this contribution) moved Amendment No. 13:"Page 42, line 20, leave out from ““against”” to ““in”” in line 21 and insert...; Lord Beaumont of Whitley | 677 c732 (Link to this contribution) My Lords, I thank the noble Lords who have spoken. I also thank the Minister for his reply. I have a...; Lord Sainsbury of Turville | 677 c732 (Link to this contribution) My Lords, I have outlined why the Government believe that amendments—including those tabled by the n...; Lord Razzall | 677 c731-2 (Link to this contribution) My Lords, the noble Lord, Lord Beaumont of Whitley, is correct that if this amendment had been table...; Lord Beaumont of Whitley | 677 c729-31 (Link to this contribution) moved Amendment No. 3A:"Page 14, line 19, at end insert—" ““( ) Matters which the court thinks...; Lord McKenzie of Luton | 677 c736-7 (Link to this contribution) moved Amendment No. 6:"Page 15, leave out line 24." The noble Lord said: My Lords, the Government p...; Baroness Miller of Hendon | 677 c736 (Link to this contribution) My Lords, I thank the noble Lord for his explanation of why he rejects even the accommodation that I...; Lord Sainsbury of Turville | 677 c735-6 (Link to this contribution) My Lords, the noble Baroness, Lady Miller, and the noble Lord, Lord De Mauley, have tabled Amendme...; Baroness Miller of Hendon | 677 c733-5 (Link to this contribution) moved Amendment No. 5:"Page 14, line 29, at end insert—" ““140AA DUTY OF CREDITORS (1) Except ...; Lord Razzall | 677 c740-1 (Link to this contribution) moved Amendment No. 8:"Page 24, line 13, at end insert—" ““( ) The OFT shall include within th...; Baroness Miller of Hendon | 677 c740 (Link to this contribution) I beg leave to withdraw the amendment. Amendment, by leave, withdrawn. Clause 30 [Guidance on fitn...; Baroness Miller of Hendon | 677 c742 (Link to this contribution) My Lords, we support this amendment moved by the noble Lord, Lord Razzall. Our name is not attached ...; Lord Borrie | 677 c741 (Link to this contribution) My Lords, lending to someone who is already up to his or her neck in debt is one of the great mischi...; Lord Razzall | 677 c743 (Link to this contribution) My Lords, I am obliged to the Minister for his comments, which do not surprise me. However, this is ...; Lord Sainsbury of Turville | 677 c742-3 (Link to this contribution) My Lords, the amendment tabled by the noble Lord, Lord Razzall, concerns guidance on fitness to be i...; Lord De Mauley | 677 c743-5 (Link to this contribution) moved Amendment No. 9:"After Clause 37, insert the following new clause—" ““OFT’S GENERAL DUTIE...; Lord McKenzie of Luton | 677 c739-40 (Link to this contribution) My Lords, the noble Baroness’s amendment is directed to the practice of some lenders in the credit a...; Lord De Mauley | 677 c737 (Link to this contribution) My Lords, as the Minister said, we tabled this amendment in Grand Committee. Whatever the Government...; Baroness Miller of Hendon | 677 c737-9 (Link to this contribution) moved Amendment No. 7:"After Clause 22, insert the following new clause—" ““APPROPRIATION OF PA...; Lord De Mauley | 677 c755 (Link to this contribution) My Lords, I thought for a moment that the Minister was going to accept the amendment. However, in th...; Lord Freeman | 677 c745-6 (Link to this contribution) My Lords, I support my noble friend Lord De Mauley, who has moved this amendment with great clarity....; Lord De Mauley | 677 c747 (Link to this contribution) My Lords, I thank my noble friend Lord Freeman for his support and the Minister for his response, ev...
Subjects: Data protection Consumers Courts Debts Credit agreements Credit Credit cards Licensing Households Internet Interest rates Low incomes Protection Loans Money lenders Plain English Regulation Repayments Unfair practices
Legislation: Consumer Credit Bill 2005-06
Link: View this Parliamentary proceeding on www.publications.parliament.uk

Consumer Credit Bill

Secondary information

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