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Banking Bill

I am grateful for that assurance, but if he made his points now, I could contradict what he said. I urge the House to take this matter seriously. People are struggling. Constituents of mine are trying to secure an extension to their business loan of £10,000. They are being asked to pay a charge for that, and being charged higher interest. That is unacceptable when every person in this country, man, woman and child, has paid more than £600 each to the banks to recapitalise them. Such loans should be made easier. The businesses should not have to go through a lot of kerfuffle. I have been in business and I know what it is like to have to go and see the bank manager—[Interruption.] The Minister asks what this has to do with the new clause, but that is the problem with this Government. They do not recognise that these directors, who are on huge salaries, are not getting the money to the small businesses and, as a result, they are closing up and down the country every day. This is an opportunity for this House to say what we feel about directors' emoluments, and I think that the hon. Member for Leyton and Wanstead made a very good case.