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Banking Bill

I am grateful to the noble Baroness. I think that we have got the Bill right and I shall defend what I said about Clauses 8 and 9, but I recognise that the point she identified may need to be spelt out more clearly. I shall bring this back to her if she will withdraw her amendment; we would probably need to put that additional information in the code and we would seek to solve the issue in that way, because, for reasons that we identified earlier, there are certain rigidities regarding this situation that we wish to avoid. However, she has made a sufficient case for us to consider that a response will be necessary on Report, and we will probably seek to give further information with regard to the code. With that, I hope that the noble Baroness will withdraw the amendment.