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Banking Bill

My Lords, I thank the Minister for his remarks. He picked on specific areas. A general review of the legislation is also important and something that he may like to think about. The Banking Liaison Panel will have a very important role, but it should be mandatory for its review to take place and to be put into the public arena. It is all very well to say that the Government will consult, but if there is no set schedule for consultation, it may well not happen. I am sure that the Minister does not mean that to be the case, but there is always the risk. Information and analysis may well be technical and sensitive, and there may be an argument that the publication of the results of consultation should be delayed, but that is not an excuse for discussions that have taken place not be made public in future. I hope that the Minister will listen to those comments. In the mean time, I beg leave to withdraw the amendment. Amendment 110 withdrawn.